green stoney Norwegian coastline

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Health insurance in Norway for foreign expats

With its rugged natural beauty, unique heritage, and high standard of living - Norway has long been a popular destination for expats. 

Norway also takes the wellbeing of its citizens and residents very seriously, with a focus on ensuring people enjoy a great work-life balance and a healthy lifestyle. It also happens to have one of the best healthcare systems in the world.1 So, whether your career takes you to the vibrant capital city of Oslo, or you’re planning a peaceful retirement in the picture-postcard city of Bergen, you’re sure to be well looked after. 

Navigating any new healthcare system can be tricky, and the Norwegian one may seem complex at first. You should always do plenty of research and planning before you arrive, but we’ve put together some essential information to help you understand some of the finer details and prepare for your move.

The complete guide to healthcare in Norway

Private health cover options in Norway

Annual cover

Cover for over 11 months

There’s a lot to consider when moving to Norway. But with our international health insurance, you’ll have one less thing to worry about. We’ll help you settle into your new life with the peace of mind that comes from knowing you’ve got your healthcare covered.


Short term cover

Looking for cover for less than 12 months?

Whether you’re traveling the world or working abroad for a few months, consider using our short-term cover. We can insure you for under 12 months with the same level of cover as our Foundation and Standard international insurance plan, just for less time.

Benefits of our international health plans in Norway

Is medical insurance in Norway right for you?

family sitting on couch

Families

Norway offers extensive support for families, including generous parental leave, child allowances, and a strong focus on child welfare and education. It’s no wonder it’s a firm favourite for families moving abroad. If you’re planning a move, don’t let a health worry interfere with your experience. Our international health insurance will help cover you and your family throughout your time there. 

WomanWorkingOnLaptop

Professionals

Norway’s excellent work life balance make it an excellent choice for expats. Whether you’re starting a new career or relocating for a temporary work assignment, we offer expat insurance cover, as well as optional benefits that you can tailor to your needs.

Digital Nomads

Digital Nomad

With its breathtaking landscapes, excellent living standards and strong work life balance Norway makes it an attractive destination for many digital nomads. Our digital nomad insurance will keep you covered if you fall ill or have an accident while travelling. 

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Retirees

Norway’s combination of a high standard of living, natural beauty and progressive values makes it a very popular destination for people to escape to for their retirement. Our international health insurance includes cover for ambulance services, surgeries and scans and can be tailored to your needs with additional optical and medical cover.

Get a quote today

Give us a call on +44 (0)1892 596418*.

*Lines are open Monday to Friday, 8am-5pm (GMT).

Calls may recorded and/or monitored for quality assurance, training and as a record of the conversation.

Local insights have been provided by Oban International’s LIME (Local in-Market Expert) network.  - https://obaninternational.com/lime-network/ 

All information correct at time of publication. 

Exchange rates calculated in June 2023 using https://www.xe.com

1Care systems ranking of countries worldwide in 2023 | Statista

2Helse Norge – User fees at the family doctor

3The Commonwealth Fund – International Health Care System Profiles, Norway

4The Virtual Doctor service is part of our Virtual Care from AXA service. Appointments are subject to availability. You do not need to pay or claim for a consultation but you will be charged for the cost of the initial phone call when using the call back service. You won’t be charged if you request a call back using the app or online portal. Telephone appointments are available 24/7/365 and call-backs are typically within 24 hours. Video appointments in English, Spanish and Mandarin are available between 08.00 and 00.00 UK time, Monday to Friday. Video appointments in German are available between 08:00 -20:00 CET, Monday to Friday. In Singapore, all appointments are conducted only via video and in English, between 08:00 and 00:00 UK time, Monday to Friday.

5Mind Health psychologist appointments are available in English and Spanish between Monday and Friday, 09.00 - 17.30 (UK time). If you are calling from the UAE, appointments are available between Saturday to Thursday, 09.00 – 20.00, and Friday 09.00 – 16.00 (UAE time). The service, provided in partnership with Teladoc Health, provides access to six sessions with a psychologist, per mind health concern, per policy year. The Mind Health service is part of our Virtual Care from AXA service.

6Our Second Medical Opinion service is provided in partnership with Teladoc

780.6% of eligible claims submitted online between January 2024 and July 2024 were paid within two days.